Privacy Policy
Effective Date: 10-10-2024
At Thar Kings, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. Please read this policy carefully to understand our views and practices regarding your personal data.
Introduction
Thar Kings provides a range of financial and property-related services, including education loans, personal loans, home loans, loans against property, credit card services, used car loans, gold loans, and property buying and selling services. We respect your privacy and are committed to protecting any information you share with us.
Information We Collect
We collect various types of information from our clients and visitors to our website. The types of data we collect are as follows:
Personal Information
This includes any information that can identify you as an individual. Examples:
- Full name
- Date of birth
- Contact details (email address, phone number, mailing address)
- Identification documents (e.g., ID card, passport)
- Financial details (income details, employment status, bank account information)
Usage Data
We automatically collect certain data when you interact with our website, including:
- IP address
- Browser type and version
- Pages visited on our site
- Date and time of your visit
- Device information (e.g., device ID, operating system)
Financial Information
For loan applications and services, we may collect financial data such as:
- Credit history
- Income sources and amounts
- Bank statements
- Loan and payment history
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your browsing experience. These technologies help us understand your preferences and improve site functionality.
How We Use Your Information
The information we collect is used for various purposes to provide you with our services. These include:
Providing and managing services:
To process loan applications, property inquiries, and credit card services.
Personalization
To tailor services and enhance user experience based on your preferences.
Communication
To respond to your queries, process applications, and inform you of service updates.
Legal compliance
To comply with legal and regulatory obligations, such as anti-money laundering laws.
Marketing and promotional purposes
With your consent, we may send promotional emails about new services or offers.
Analysis and improvement
To evaluate website performance, improve services, and develop new features.
Sharing of Your Information
We may share your information with selected third parties under the following circumstances:
Service Providers
We may share your information with third-party vendors, consultants, and service providers who perform services on our behalf, such as payment processors, data analysis firms, customer service providers, and marketing partners.
Legal Obligations
We may disclose your personal information if required by law, in response to a court order, or in connection with a legal process, including for compliance with anti-money laundering and fraud prevention obligations.
Business Transfers
In the event of a merger, acquisition, or sale of our assets, your information may be transferred as part of the transaction.
Consent-Based Sharing
We may share your information with third parties if you provide us with explicit consent to do so.
Data Security
We take data security seriously and implement various technical and organizational measures to protect your information, including:
- Encryption of sensitive data during transmission.
- Access controls to restrict access to your information.
- Regular audits to maintain data integrity and prevent unauthorized access.
- Secure servers and firewalls to safeguard information storage.
While we strive to protect your personal information, please be aware that no security measure is perfect, and we cannot guarantee absolute data security.
Your Rights and Choices
Depending on your location, you may have certain rights regarding your personal information:
- Access: You have the right to request a copy of the personal data we hold about you.
- Correction: You may ask us to correct any inaccurate or incomplete information.
- Deletion: You can request the deletion of your personal data, subject to legal obligations.
- Restriction: You may request us to restrict the processing of your data in certain circumstances.
- Data Portability: You have the right to receive a copy of your data in a structured, machine-readable format.
- Objection: You can object to our processing of your data, including for marketing purposes.
- Withdraw Consent: If we process your information based on consent, you may withdraw it at any time.
To exercise any of these rights, please contact us at 8005755152.
Retention of Information
We retain your personal data only for as long as necessary to fulfill the purposes outlined in this policy, or as required by law. After this period, we securely delete or anonymize your data.
Children’s Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If we discover that we have collected information from a child under 18, we will take steps to delete that information promptly.
Cookies and Tracking Technologies
We use cookies to improve your browsing experience and analyze site traffic. You can set your browser to refuse cookies, but this may limit your access to certain features of our site.
Types of Cookies We Use
- Essential Cookies: Necessary for site functionality.
- Performance Cookies: Collect information on site usage to improve performance.
- Targeting Cookies: Used for advertising and to deliver personalized content.
Managing Cookies
You can control cookie settings through your browser. Please refer to your browser’s documentation for instructions on how to manage cookies.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to read the privacy policies of any third-party websites you visit.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with an updated "Effective Date." Please review this policy periodically for changes.
Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:
Phone: 8005755152
Email: support@tharkings.com
Additional Sections for Loan and Property Services
Thar Kings offers financial products such as loans and credit card services as well as property transactions. To protect your data in these areas, we may have additional terms as outlined below:
Loan Services
We may collect detailed financial and employment information to process loan applications. This data is shared only with relevant financial institutions for approval and processing.
Credit Card Services
Data related to credit card services may be shared with banks and financial partners for creditworthiness assessment and approval.
Property Services
For property buying and selling, we may collect details about your financial standing, property preferences, and previous transactions. This data is shared only with relevant stakeholders, such as real estate agents and brokers, to facilitate transactions.
Data Protection Rights (GDPR)
For users based in the European Union, we comply with the General Data Protection Regulation (GDPR). This includes transparency about how we use your data, and giving you control over it. You have the right to:
- Request access to your data.
- Request correction or deletion of your data.
- Restrict or object to our data processing.
- Request data portability to another service provider.